Safeguard your restaurant business with this program designed for the drive-thru industry.  It provides coverages unique to the restaurant industry and lets you select the policy package and options that fit your individual business.

Select the Basic Package with the key coverages for restaurant owners or the Preferred Package with extra coverages and higher limits.  Both packages include coverages that protect your business, such as:

• Food Spoilage
• Arson Conviction Reward
• Customers Property
• Crime Coverages
• Backup of Sewers and Drains
• Contamination Shutdown
• Bodily Injury for Food Borne Illness/Business Interruption
• Food Borne Illness Business Income
• Employment Practices Liability
• General Liability Based on Square Footage Open to Public
• Liquor Liability (required for all restaurants that sell liquor)
  

COMPETITIVE AND FLEXIBLE PRICING

We offer you a customized rate for your policy that reflects the distinct characteristics of your business.  We consider limits, coverage and deductible requirements, as well as past loss experience and loss prevention efforts.  We also consider your hazard control and safety protection features.  These factors allow us to tailor a rate.

PROGRAM HIGHLIGHTS

• Complete Insurance Protection
• Special Coverages Available
• Independent Agency Representation
• Financially Rated Companies (A or Better)
• Reduced Costs
• Professional Services

• Commercial Umbrella
• Workers' Compensation
• Commercial Automobile

CLAIMS SERVICE

We simplify the claims process for you, giving you point-of-contact service and expert claims handling from Claim Adjusters who know the restaurant industry.