COVERAGE DESIGNED FOR YOUR CHILDCARE CENTER
Safeguard your Chidcare Center with this program designed specifically for Daycare operations. It provides coverages unique to the Childcare Center industry:
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GENERAL LIABILITY COVERAGES
- Limits up to $1Million Occurance
/ $3Million Aggregate
- Automatically includes Childcare Professional
- Medical Payments Coverage $10,000/Student
- Medical Payments Coverage for Volunteers
- Occurrence forms, not Claims-Made
- Defense Costs Outside the Limit of Liability
- No BI or PD deductibles
- Fire Legal Liability - $200,000
- Abduction Coverage $50,000
- Professional License Review - $2,500
Per Review/$5,000 Aggregate
- Volunteers as Additional Insureds
- Building Owner as Additional Insured
Optional Coverages:
- Abuse and Molestation Coverage
- Water Activities Coverage
- Dog/Cat Liability Coverage for Family Centers
- Personal Liability
AUTO, VAN, BUS COVERAGE
- Hired and Non-Owned Vehicle Coverage
- Commercial Vehicle Coverage Available
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ELIGIBLE FACILITIES
PROPERTY COVERAGES
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Replacement Cost Buildings and Contents
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Business Income Actual Loss Sustained
Basis including Tuition and Fees
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Accounts Receivable Coverage - $250,000
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IN/OUT Crime Coverage - $15,000/7,000
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Employee Dishonesty - $5,000
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Business Owners Enhancement Coverages
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Law and Ordinance Coverage
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Sign and Glass Coverage
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Equipment breakdown Coverage
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Additional Coverage Options
OTHER AVAILABLE COVERAGES
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Workers Compensation Coverage
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Umbrella Coverage Up to $10,000,000
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This is a brief summary, intended for general information only, and is not an insurance policy document. Please read the actual policy
documents for your state for important details on coverages, exclusions, limits, conditions and terms. Not available in all states.
